“All Risks” policies “All Risks” policies are devised to cover an extensive variety of material and direct damages to insured assets caused by unforeseen and accidental events, except those explicitly excluded in the terms of coverage. However, third party claims defence clauses (for fire damage, for example) which may be included in these policies expressly … Read more
Main Characteristics
Advantages of insurance-based welfare solutions Comparison with other forms of benefits While tools such as fringe benefits (such as lunch vouchers, shopping vouchers and gym memberships) bring immediate, tangible advantages, insurance-based welfare solutions offer long term security which, in the long run, may have a much more profound impact on employees’ perception of working for … Read more
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